Carney and the economy: oh, WTFever. I mean, the economy is complicated, and it's true that there's a choice between having citizens in debt and having companies in debt, but either way grows the economy. The problem is that there's no place to go lower than zero, so you pretty much can't incentivize companies to borrow any more than they already are. And what that really means is that companies having enough money *isn't the problem*. They've got plenty. They're sitting on it. They're sitting on it because they're worried about the economy, but doing so makes the economy worse. Give the money to the consumers, at least the consumers buy the product, which encourages the companies to make more of the product, which requires spending the money (and *maybe* hiring the consumers, which would help reduce their debt, but you have to factor in China. In any case, motivation is not really what gets people jobs. Availability of jobs is what gets people jobs.)

Aaaaand, that's my rant for the day.